What is it?
These are the systems created by companies Visa and MasterCard for additional verification of online transactions.
How they work?
At attempt of fulfilment of transaction in online shop or any other system accepting credit cards for payment, connected to these systems (their quantity grows every day and it is defined basically on logos VBV and MCSC on the main page of a site), appears the offer to enter the password on transaction or to activate VBV or MCSC.
How these systems are activated?
On
http://usa.visa.com/personal/security/vbv/index.html
And
http://www.mastercard.com/securecd/welcome.do
You enter number of a card and answer the put questions. As a rule, they include inquiry SSN, DOB, CVV, ZIP, sometimes MMN. After the answer to questions you are allowed to set the password on transaction.
What to do in case of already activated VBV or MCSC?
At the offer to enter already existing password on transaction which you, do not know - it is necessary to click on a link "Forget Password?". Then you get on standard procedure of restoration of the password, including the same questions, as at activation VBV or MCSC.
Whether the card with is valid activated VBV or MCSC?
Yes, certainly. If necessary it is possible to restore the password on transaction.
What benefit carder from VBV and MCSC?
At password input on transaction, responsibility for fraud actions bears not shop, and bank. Therefore at activated VBV or MCSC any system considerably reduces antifraud and passes payment.