Usually a paypal account is limited because there is nothing attached to it and something as simple as attaching a vcc (Virtual credit card) or a vba (virtual bank account) can remove the limit.
Got this from paypals support page, hope it helps to shed some light.
You can lift this limit by completing two out of three steps listed below:
linking and confirming your bank account
verifying your credit or debit card information
providing your social security number.
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