Am i misunderstanding this or do you get a card without a pin that you can use in shops ? Surely you can't just go and buy things without a pin ? Here in the u.k. you get your card in the post then the pin a few days later, then you have to take your card to the atm to activate it, also when you said about claiming yjour card was damaged and get them to send it to your drop, surely they will only send it to the account holders registered address, if we rang to say our card was damaged and gave a different address they would never send it out they would make the account owner go the bank with photo i.d to collect it.
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